Keeping the focus as the year ends…

As the shops sprout Christmas decorations and our email inboxes fill with special Christmas offers and family plans, it’s hard to maintain the focus on business as usual, much less forward planning. Christmas turns into New Year's Eve, 2018 turns into 2019, and soon attention will shift to the self-assessment deadline of 31 January. That …

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Budget 2018: A Monday unlike any other

The Chancellor, Philip Hammond, has announced that the 2018 Budget will be held on Monday 29th October. That's right, a Monday. Typically, Budgets have always been delivered on Wednesday, a tradition that has survived since 1962 and the various hops around the calendar from March to February to autumn. But we live in interesting times, …

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Trading places: Establishing a new Norma

It's common knowledge, to the point of being a cliche, that trading is a boys' club. Back in 2015 a study by the Financial Times revealed a 50-50 gender balance in overall staff numbers, but women held only 19.5% of senior roles, dropping to just 16.2% in banks. So in such a male-dominated environment, what …

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The Scottish Draft Budget 2018/19 – a new tax structure?

The Scottish draft Budget on 14 December 2017 was eagerly awaited following draft proposals from the Scottish Government for reforming the structure of income tax. Derek Mackay, the Scottish Cabinet Secretary for Finance and the Constitution, did not disappoint, revealing a revised income tax framework that he said would “make Scotland’s tax system fairer and …

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